El Paso drivers have diverse interests and wants when it comes to automobiles and auto insurance. Cielo Vista Insurance has the right auto coverage to meet all those needs and much more. Automobile owners in the state of Texas are required to carry a certain amount of auto insurance. You’re going to need to go beyond the state minimum in order to sufficiently protect your interests as an auto owner.
The days of fraudulent or false proof of automobile insurance cards are limited due to the State of Texas implementing a program which will allow law enforcement to identify and verify whether a vehicle is insured.
Be sure to have your automobile covered!
State law articulates that a person may not operate a motor vehicle in Texas unless there is financial responsibility established for their vehicle, such as automobile liability insurance. The state law requires a minimum liability coverage of $30,000 per injured person, $60,000 for everyone injured in an accident and $25,000 for property damage. Automobile Insurance Policy will be reported to the state by your insurance company. No action is necessary unless you are informed. You will be able to confirm that the Vehicle Identification Number (VIN) that is displayed on your vehicle will match your insurance policy. Contact your insurance company if you notice any discrepancies.
Gap Insurance Help Gap
Insurance helps when you owe more than your insurance company will pay.
Deductible may be covered in some policies.
What Type of Car Insurance do El Paso, TX Drivers Need?
The average person finds it extremely difficult to know what type of coverage you need for your automobile insurance. You want to make sure that your insurance takes care of all your needs.
Cielo Vista Insurance are dedicated professional agentsthat make sure all your needs are met while getting the right coverage at the right price.
Types of Coverage We Offer
Uninsured Motorist Coverage
Bodily Injury Liability
Medical Payments Coverage
Property Damage Liability
Each situation is different.
Discuss your position with one of our knowledgeable agents and we can help you get the right automobile insurance coverage for you.
Mitigating Auto Insurance
Costs For families, auto insurance can be very pricey. You want to make sure you are fully protected in case of an accident. Here are a few ways to reduce the cost of your auto insurance:
Many carriers offer reduced rates or discounts to customers who purchase multiple policies.
Some vehicles have higher insurance costs than others.
Obtain Car Security
Car alarms and GPS tracking are the necessary to decrease the risk for auto insurance companies.
Pay A Higher Deductibles
If you raise your deductibles you will pay more out of pocket when you have an accident,
but it will save you a money on your monthly payment.
Do you have a perfect driving record? Safe drivers often receive discounts on your policies. Insurance companies set their premium rates based on risk. If you are a safe drivers you pose less of a risk to insurance companies who will reward you with discounted premiums.
Work with an Agent
Our agents are fully trained and aware of many discounts available to drivers. We will help you identify areas where you can cut costs while still receiving the proper insurance coverage that meets all of your needs. If you’re in need of auto insurance, please feel free to contact us for a free quote or call 915.772.1406